-
A regulated digital finance state
or -
A dependency state where money rails are controlled by outsiders
Bottom Line
This MoU can be:
A real modernization step
IF Pakistan uses it to build a regulated, transparent, enforceable payments framework.
Or it can be:
Another elite headline
where fireworks mask the old habit: outsourcing national economics to experiments.
Stablecoins can reduce costs and speed up flows.
But stablecoins can also become a shiny wrapper for extraction.
Pakistan doesn’t need “crypto.”
Pakistan needs credible, enforceable financial modernization — the kind that survives without PR.
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