The Asset-Based Class Reality (2025)
| Class | Asset Value (PKR) | What Actually Defines It |
|---|---|---|
| Ultra Poor | < 5M | No ownership, daily survival |
| Poor | 5–20M | Small shelter, debt-prone |
| Lower Middle | 20–100M | Modest house, bike/car |
| Middle | 100–500M | Home + vehicle + education |
| Upper | 500M–2B | Multiple properties, businesses |
| Elite | >2B | Land, industry, political capital |
80% of mobility comes from assets, not income.
The Emotional Reality No Chart Shows
To climb from lower middle to middle today feels like:
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