Final Word: Call Things What They Are
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PKR 1.5–3.5 lakh is not middle class in Tier-1 cities
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PKR 3.5–8 lakh salaried earners are not financially free
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Class in Pakistan is asset-first, income-second
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Without inheritance or overseas leverage, upward mobility is mostly illusion
This isn’t pessimism. It’s accounting.
And until policy, taxation, and housing acknowledge this reality, charts will keep lying—and people will keep feeling like they’re failing in a system that was never designed for them to win.
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