The Core Legal Question
If withholding tax or a tax-equivalent deduction is reversed or refunded, and that refund pertains to funds deducted from a user’s balance:
Can the platform legally retain or indefinitely delay remittance merely because the wallet/account is blocked?
That is precisely the clarification users are now demanding.
Blocked-account holders are publicly asking SadaPay to confirm:
- Whether refunds can be transferred to an alternate IBAN
- Whether a manual claim process exists
- Whether identity verification can be completed outside the app
- What timeline applies for disbursement
As of now, many report no public framework has been clearly communicated.









































