1. Single Investor Identity
One digital investor ID usable across all brokers.
2. Bank-First KYC
If a bank verifies you, brokers should accept it.
3. Instant Sahulat Accounts
True instant — not “one week later”.
4. Broker Portability
Change brokers without reopening accounts.
5. Exchange-Level Retail App
PSX must own the front end, not just infrastructure.
6. CGT Rationalization
High friction plus high taxes kills adoption.
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